Your Benefits After a Motor Vehicle Accident
Contrary to how you may feel after a car accident, not every collision can be avoided. This is why they’re called “accidents.” Regardless of whether you were going the speed limit, paying attention to signs, and keeping your eyes on the road, motor vehicle accidents just happen.
There were almost 19,000 MVC (motor vehicle collisions) in Ottawa in 2019 – an increase of 16%. When you’ve been in an accident, especially one that was not your fault or for which you sustained injuries, you may have rights to specific compensation and care. This is why it’s important to seek medical help as soon as possible after an MVC, speak with your doctor, insurance company, and other necessary contacts, and keep a paper record of your rehab process.
Seeking A Claim After a Motor Vehicle Accident
After a motor vehicle accident in Ottawa, you may have the right to claim against the other at-fault driver for:
Loss of work/income
Loss of enjoyment of life
Pain and suffering
Costs of care and rehabilitation
In most situations when claiming compensation for pain and suffering, damages, and costs of care, there is a need for the injury to be serious, require in-depth rehabilitation, and, in some cases, be permanent. You must also show proof of injury, proof of care costs, and more. Speak to a lawyer if you believe you may be entitled to some form of compensation.
Tandem emphasizes the importance of seeking medical help immediately after a motor vehicle accident in the Ottawa area. Whether or not you may feel “fine” in the short time following a collision, chronic issues, pain, and even broken and fractured bones can appear later on. Seeking emergency care and keeping a paper record of your expenses and injuries will aid in the process of your claim. Of course, a lawyer is your best form of contact to find out your exact rights.
Care Available After a Motor Vehicle Collision
Don’t expect or feel stressed that you will have to pay all your medical care and rehabilitation expenses out of your own pocket. After an accident, you will receive emergency care if needed as part of your OHIP. Rehabilitation, to a certain extent, will also be covered through your Ontario provincial health plan. Although OHIP does not cover everything, you may still be entitled to compensation from your insurance company.
When we say insurance, we don’t just mean a health plan you may have with your employer. Your car insurance may also include accident benefits as part of your policy. It’s important to speak with your insurance provider to find out where you may be covered.
Your insurance will be able to provide you with the care and insurance available to you based on the severity of your injuries as well as other factors. Coverage can include up to thousands of dollars of expenses related to attendant benefits, rehabilitation and medical costs, housekeeping benefits, and more. Tandem will work with your insurance on your behalf to find the best path of care based on your benefits.
If you have any questions about your rehabilitation and to find out how we can build a treatment plan that works for you and gets your care started as soon as possible, reach out to the team at Tandem HD.